Credit During Covid-19
With all the daily details we have to pay attention to, we really don’t need one more thing to keep track of, but have you thought about your credit during Covid-19? I know—it’s been five months since...
View ArticleManage Your Money Better with Budgeting Tools
So, you’re looking for ways to manage your money better. Congratulations! Now what? We’ve talked about the importance of having a household budget to understand what’s coming in and what’s going out....
View ArticleHow to Get Financial Relief During COVID-19
A new report from TransUnion, the consumer credit reporting agency, underscores the enormous challenges facing American consumers as the pandemic continues. Many are looking for financial relief...
View ArticleMoney Lessons from Mom and Dad
Saving money for a rainy day? Clipping coupons? Chances are those are money lessons you learned from your parents. Do you have a budget? Most likely, you watched your mom and dad follow a budget while...
View ArticleWondering How to Spend the Next Stimulus Check if it Comes?
This spring, as the COVID-19 pandemic worsened, Americans got a boost in their bank accounts in the form of government stimulus checks. Qualifying adults received up to $1,200, along with another $500...
View ArticleGood and Bad Debt: Understanding the Difference
If you’re considering taking on debt, there’s a lot to think about. When will I be able to start paying this loan/credit card off? Can I afford this debt? Will my income or assets change in the...
View ArticleStay on Top of Holiday Credit Card Debt
The winter holiday season could easily be renamed the winter spending season, and it appears that 2020 is no exception. Despite the ongoing Covid-19 pandemic, a recent survey of consumers indicates...
View ArticleHow to Cut Holiday Shopping Costs and Avoid Holiday Debt
Americans will spend, on average, $805 on Christmas gifts this year, down from $942 in 2019, according to a new poll from Gallup. Nearly 30% of Americans say they plan on spending less on holiday...
View ArticleWhy Non-Profit Debt Relief Matters
If you’re looking for non-profit debt relief, you may have noticed that there are a lot of companies and services competing for your attention. In the online space, there are many competitors offering...
View ArticleWhat’s the Difference Between Debt Settlement and Debt Management?
If you are struggling with debt you may be wondering: what’s the difference between debt settlement and debt management to pay off debt? On the surface they may seem similar, but in reality,they’re...
View ArticleWhat is a Credit Builder Loan and How Does it Work?
A credit builder loan is a financial product best suited for consumers without a credit score or those with low scores. They provide an opportunity for those just getting started to build credit or...
View ArticleWhat is a Debt Avalanche?
When you have a lot of debt to pay off, it may make sense to go extreme — like avalanche extreme. The so-called debt avalanche repayment strategy focuses your efforts on paying off your high-interest...
View ArticleHow to Get Your Credit Card Debt Under Control During COVID
Racked up credit card debt during COVID? Here’s what to do now If your credit card debt grew out of control during the pandemic, you’re hardly alone. Some 51% of U.S. adults with credit card debt...
View ArticleWhat’s the Deal with Credit Boosting Products?
Are you a target? If you’re on a list that targets people with credit challenges then you’ve likely been pitched products that are promising to boost your credit score. The ads read: How to Improve...
View ArticleApps For Your Finances
3 apps that can help you shore up your finances When it comes to managing your finances or looking for a new job or side gig, everything can be at your fingertips with the right apps on your...
View ArticleThe Importance of the Decision-Making Process
Decisions, decisions, decisions Every day we make dozens of important decisions. COVID-19, the subsequent lockdown, working from home, and schools being closed/open/closed/open, have worn us down. We...
View ArticleAre You Unbanked? Here is What to do About it.
Most Americans have access to a bank account, directly depositing their paychecks each month and digitally paying their bills from it. But not every adult has that advantage. According to the Federal...
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