Bankruptcy Filings Drop in 2016
The American Bankruptcy Institute had some good news to share early this year: In 2016, the total number of bankruptcy filings dropped 6 percent when compared to 2015. Commercial filings did rise -- by...
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College Bound? Six Questions To Ask As You Consider Financial Aid
Every Spring, millions of college-bound students across the country start ripping open financial aid package letters from the colleges and universities that they’re considered. For many, the details in...
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How to Pay For Medical Bills
Anything that requires medical treatment can be stressful. If you add in the stress of the financial burden that medical bills can take, it can become a bit overwhelming. You do not have to panic about...
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4 Ways To Build Financial Maturity
Being capable and mature with your finances can make your life better, both now, and in the future. Managing your money well is a significant sign of financial maturity, and being financially mature...
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Handling Debt After Death – What Do I Need To Know?
How to handle debt when a spouse, close family member dies Perhaps it was an extended illness. Or, maybe it was a sudden loss. Either way, the death of a spouse or close family member can be a shock to...
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5 Money Management Lessons to Teach Your Kids
Most parents are quick to teach their kids about staying safe and being polite, but valuable life lessons about money can seem more daunting. However, parents are a child’s biggest influencers when it...
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Should You Loan Money to a Family Member?
Should you loan money to a family member? Lending money to a member of your family is tricky at best, and a terrible idea at worst. At some point in your life, you are likely to find that someone you...
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Payday Loans and Cash Advance: How Are They Different?
Because there are so many different names for short-term loans found online, it can be difficult for consumers to know the differences between them. This is especially true when it comes to payday...
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How Does Credit Card Dispute Work Infographic
Have you ever found charges you did not make on your credit card? Or, have you been billed for merchandise you did not receive? Have you ever experienced a payment not being posted to your account?...
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5 Reasons Why Financial Education Matters
If you find yourself weighed down by worry related to your finances or debt, you might also be seeking information on ways you can avoid future debt or how to plan for your financial future. It’s never...
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Credit Report Dispute – A How To Guide
Credit Report errors are not uncommon. In fact, A 2013 Federal Trade Commission study found 1 in 5 consumers have errors on their reports. Those odds should make any of us want to check our reports to...
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Ready to Get Out of Debt?
Looking for Debt Relief? Most Americans are eager to get out of debt because they have some kind of debt -- a mortgage on the house, car payments, student loans and, of course, the kind that can...
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Have You Checked Your Credit Score Lately?
New credit score changes give some a boost, others a setback Big changes to the way your credit score is calculated are good news for some people -- and not so great news for others. It gets...
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How Do You Refinance a Car Loan?
Many drivers do not realize that they can refinance their car loans in much the same way they would refinance their mortgages. The amounts may be lower and the terms may be shorter, but the two...
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Buyer Beware: Watch Out For Deceptive Car Ads
There’s no question: Buying a car -- used or new -- is expensive. The average price for a new car topped $34,000 in June 2017, according to Kelley Blue Book analysts. Meanwhile, in 2016, the used-car...
View ArticleEquifax Data Breach – What To Do Now
Equifax, one of the nation’s 3 credit reporting agencies, recently reported a data breach that could potentially impact 143 million Americans. If you have a credit report, your personal information...
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Renting While Rebuilding Credit
There are many reasons why renting a home is a good option for a family. You may need time to prepare for homeownership, or may only plan to live in the home for a short time. Another reason you may...
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Ready to Buy a Car? Check Your Credit Score First
Need a reason to check your credit score? A new study from WalletHub finds that buyers who have “fair” credit will end up spending about five times more to finance a new vehicle than somebody with...
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5 Quick Tips For Dealing With Debt Collectors
Let’s be honest, being in debt isn’t fun. Nobody wants to have debt or the worry that goes along with it. For some people, the worst part of debt is dealing with debt collectors. They’re the ones who...
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Debt Consolidation: Will it Hurt Your Credit?
Your debt is starting to feel unmanageable. You can’t continue to juggle minimum payments and carry balances that don’t seem to go down. Something has to give. If you’re researching options for debt...
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