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Valentine’s Day Spending Infographic
Valentine’s Day is just around the corner, and consumers are spending big bucks to show our love! According to the National Retail Federation, Valentine’s Day spending by consumers worldwide is...
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Spring Cleaning For Your Finances Infographic
As the long cold days of Winter finally wrap up, we all anticipate the long-awaited spring weather! Spring is a time for new beginnings, fresh starts and cleaning up the things we haven’t paid...
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College Students and Credit Cards – Good and Bad News For Parents
College students are racking up student loan debt at record levels, but, when it comes to college students and credit cards, it turns out they are pretty cautious spenders. That’s the good news! A...
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Is Your paycheck Bigger Thanks to the New Tax Bill?
American workers might be seeing a bit of a bump in their take-home pay, thanks to the new tax bill that President Trump signed into law in December of 2017. The U.S. Department of Treasury and the...
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Nearly 1 in 4 Americans Aren’t Prepared For a Financial Emergency
Many of us are not prepared for a financial emergency. In fact, nearly 1 in 4 Americans have bigger credit card bill than emergency fund, according to a new report from Bankrate.com. The survey found...
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How to Prepare Financially to Purchase a Car
Getting ready to purchase a car can be exciting, but it can be stressful if you are not adequately prepared. Getting all of your finances in order to purchase a car may seem daunting, but it can easily...
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3 Tips to Help You Ditch Your Car Loan
Many people take out a loan when they purchase a car. After a while, paying off that loan becomes tedious, especially if you purchased an aging car that’s starting to require repairs. If you want to...
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Should You Hire a Credit Repair Company to Repair Your Credit?
When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all seen plenty of ads on TV and websites on...
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What You Need to Know About Cosigning
What’s the big deal about cosigning? If you’ve been asked to cosign for a friend or family member, you probably have questions. You might have heard horror stories regarding cosigning -- and there are...
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5 Ways To Use Credit Cards Responsibly
Today there are many options when it comes to credit cards. If you have good credit, it’s simple to get approved for a card with good interest rates and a variety of perks. Used correctly, credit can...
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Simple Tips for Dealing with Debt Collection
Hearing from debt collectors and dealing with debt collection can be an extremely stressful experience. Debt collection agencies use a variety of strategies to collect what they believe is owed to...
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Credit Cards and College Students
It’s seen as normal to carry debt in society today -- everyone has debt, especially credit card debt. But what about credit cards and college students? Are young adults ready to handle the burden of...
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Start Facing Your Financial Fears
Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s...
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How Millennials Can Alleviate Financial Stress
A 2016 study from Payoff surveyed over 2,000 people and discovered that almost a quarter of respondents had PTSD-like symptoms due to their financial stress. For millennials, that number was as high as...
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How Does Credit Counseling Work?
How does credit counseling work? If you struggle with debt, you may have asked this question. There’s a lot of confusing information out there about how to handle your debt and what options are...
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Paying Student Loans: Four Steps to Get Started
Paying student loans can seem like watching the kitchen sink clog up—it is tempting to look away, but you might end up with a bigger issue in the end. The first step to successfully paying student...
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4 Tips to Help You Pay Bills on Time
When it comes to maintaining good credit, it’s extremely important to make sure you pay bills on time. While missed payments usually don’t start affecting your credit until they are more than 30 days...
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt,...
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Stay on Top of Holiday Credit Card Debt
The winter holiday season could easily be renamed the winter spending season. On average, Americans will be spending more money on gifts for the holiday season in 2018 than they did last year. Gallup...
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Secured Debt and Unsecured Debt: What’s the Difference?
If you are looking to get out of debt, you may have wondered about some of the terminology used to describe your debt. The types of debt available to consumers fall under two main categories: secured...
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