Recent Study: Women More Likely to Skip Credit Card Payments
Women are more likely than men to skip credit card payments, according to a 2018 study from CreditCards.com. The poll, which surveyed 1,000 adults, found that 48 percent of women hadn’t paid their...
View ArticleAre You Being Impacted By The Government Shutdown?
Are you or someone you loved being impacted by the Federal Government Shutdown? The majority of American households do not have a rainy day fund to cover basics. According to the Federal Reserve...
View Article5 Warning Signs That You Are Spending Too Much
Are you spending too much? Maybe you’ve missed a few bills or you’re living, mostly, paycheck to paycheck. Or, perhaps you just have this underlying feeling of guilt whenever you splurge on something...
View Article7 Healthy Habits for Using Credit
Nearly half of Americans carry some amount of credit card debt each month, according to a new survey from NerdWallet.com. And that debt is on the rise -- totaling $420 billion in late 2018, an...
View Article7 Pieces of Wisdom to Talk with Kids About Credit
Roughly half of parents have let their kids under the age of 18 use their credit card at some point -- and 48 percent regret that they did it, according to a new survey from CompareCards.com. Whether...
View ArticleDebt Solutions: Everything You Need to Know
If you’ve been searching for debt solutions, you’ve likely discovered there are a lot of options when it comes to managing debt. You may have looked into a variety of solutions and are feeling...
View Article7 Tips to Protect Yourself From Credit Card Fraud
Do you know how to protect yourself from credit card fraud? There always seems to be headlines about yet another data breach—when hackers break into a company’s computer system and steal sensitive and...
View ArticleHow Much Would You Give Up To Get Out of Debt?
How far would you go to get out of debt? Would you give up something you find valuable? How much would you be willing to sacrifice? There’s no question that more American families are finding it...
View ArticleAmericans Had Jobs, Consumer Confidence—and More Credit Card Debt in 2018
Unemployment was historically low and consumer confidence was at an 18-year high in 2018, but, even with jobs and positive feelings about the economy, consumers didn’t give their credit card debt a...
View ArticleRenting While Rebuilding Credit
There are many reasons why renting a home is a good option for a family. You may need time to prepare for homeownership, or may only plan to live in the home for a short time. Another reason you may...
View Article8 Signs You Need Help Managing Debt Infographic
It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is...
View ArticleSeven Ways to Stop Struggling With Finances
Not sure how much money you have—or how much you owe? You’re far from alone, according to a new study from Prudential, the financial services company. The study shows that many American families are...
View ArticleShould You Get a Store Credit Card?
Store Credit Card, yes or no? Spoiler alert: They often are too good to be true “Save 5% on all purchases!” “Get cash back!” “Cut your costs at the pump!” At checkout at many big box stores,...
View ArticlePersonal Finance Checklist Infographic
Financial success can be easy with the right tools. One of our favorite tools to use is a Personal Finance Checklist. When you have a full understanding of your financial picture, it’s easier to take...
View ArticlePersonal Loans Are Gaining Popularity
Car loans. Student loans. Mortgages. Credit card debt. These are the kinds of debt that often get top billing in headlines and stories about those who have financially overextended themselves. But...
View ArticleUnderstanding How Payday Loans Work
People who are having financial difficulty sometimes turn to payday loans to get the cash they need. But do they understand how payday loans work? Because these loans are very costly, it’s essential to...
View Article3 Ways to Get Affordable Monthly Car Payments
Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion...
View ArticleWhat are the Risks of Cosigning?
What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning -- and...
View ArticleShould I Get a Store Credit Card?
“Would you like to save 15 percent on your purchase?” It’s a rare person who’d say no to that! But, that seemingly innocent question is typically followed by an offer to open a store credit card. You...
View Article5 Scary Money Mistakes That Could Come Back to Haunt You
There’s a chill in the air and Halloween decor is popping up everywhere we look. For retail stores, the holiday season kicks off at Halloween and doesn’t slow down until after Christmas. From a money...
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